Steven Teixeira founded Holliford Consulting with the goal of offering valuable insight to early stage FinTech startups seeking compliance and regulatory licensing guidance. With a career in compliance spanning over 10 years, Steven has held positions at various institutions including banks, consulting firms and most recently an early stage cross-border B2B payments startup.

In his most recent role, Steven served as the Chief Compliance Officer of LL Pay U.S., LLC, the US-based subsidiary of global payments leader LianLian Global. While serving as CCO, Steven led the company in acquiring all 50 money transmitter licenses giving LianLian full license coverage in the US. During this time Steven also developed and implemented the company’s US compliance program including establishing its core AML policies, procedures and frameworks, integrating key compliance vendors and designing the customer onboarding process.

Prior to LianLian, Steven was a Senior Consultant in the Global Investigations and Compliance devision at Navigant Consulting, Inc. While there, he served on a team appointed as an independent monitor by the US DOJ, US Attorney's Office, District Attorney of NY, and NY DFS. During this time Steven served as an OFAC sanctions subject matter expert, led alert and case testing teams, and helped identify material deficiencies in a global bank’s compliance program. Before consulting with Navigant, Steven worked as a Sanctions Analyst at Barclays on the payments team where he reviewed and investigated alerts triggered by the bank’s screening software.

Steven has a Bachelor of Science degree in Economics from Towson University. He maintains a Certified Anti-Money Laundering Specialist (CAMS) certification from ACAMS, as well as a Professional Scrum Master I (PSM I) certificate from Scrum.org.